To determine if you qualify, lenders review your total monthly debt (proposed housing payment + regular monthly debt) as a percentage of your total gross monthly income. The acceptable percentage (DTI) will vary depending upon the specific loan program for which you apply.
Mortgage Home Refinance Loans without the Hassle!
Need financing options on a home, or other real estate? Choosing a Refinance loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!
We’re here to make the home Refinance process easier, with tools and knowledge that will help guide you along the way, starting with a pre-qualification letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.
The Home Refinance Loan Process
Here’s how our home Refinance loan process works:
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